John A. DeMarr, P.I., toll-free 877-493-3463, www.demarr.com
Long Beach, CA – A five-year drought. And then the skies opened up. In Long Beach, a city of 462,000 just south of Los Angeles, the rivers rose on Friday, February 17, 2017. Nearly 2.5 inches of rain fell in one day. Three dozen trees were uprooted, reports the Long Beach Press Telegram. Streets were blocked with flood water and mud, homes were damaged and vehicles were crushed.
And more rain is expected. That means more flooding, more damaged cars and homes, more damaged roadways, more uprooted trees, reports the Long Beach Gazette.
So what can you do to get ready to file a homeowner’s insurance claim?
1. Notify your insurer to start the claims process
2. Document the damage
3. Complete a proof of loss form to support your claim
STEP ONE: Contact your insurance agent. The agent can tell you whether flood damage is covered. Damage caused by a falling tree, or to electrical wiring, might be covered. It all depends on your homeowner’s policy.
Your agent will tell you to take reasonable steps to protect your property from further damage. This may involve making emergency repairs. Beware of contractor scams, but your first priority must be the safety of your family and property. Take care of it.
STEP TWO: Document, document, document. Take pictures. Lots of pictures. Keep all receipts. That includes emergency lodging, if necessary.
STEP THREE: Complete your insurance carrier’s forms, and prepare for your adjuster to visit. Many carriers nowadays have mobile vans, complete with Internet links and a check-writing facility. You might be able to settle your claim with just one visit.
John A. DeMarr, P.I., toll-free 877-493-3463
John A. DeMarr Private Investigators can help you have your settlement checks sooner.
How can we help?
As private investigators, we have many years’ experience in documenting insurance claims. Our investigators can take pictures of the damage. And we can interview you and other witnesses about the damages. By calling us BEFORE you contact your carrier, you ensure tour insurance carrier will have all the information they need to adjust your claim promptly, fairly and completely. And your settlement check will be in your hands sooner.
Sources:
• PressTelegram.com
• Gazettes.com
• Insurance Information Institute
We work live homeowner claims, automobile property damage cases, and flood damage cases too. Call now! Toll free 877-493-3463.
John A. DeMarr, P.I., a licensed California private investigator since 1988, and president of John A. DeMarr Private Investigators.
www.demarr.com
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